9009 West Loop South, Seventh Floor, Houston Texas
1-866-889-9347		 CCCS of San Diego
A Division of Money Management International
Regional Headquarters  -  2650 Camino del Rio North, Suite 209, San Diego California
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Financial Planning Tool
 
  Consumer Credit Counseling Services of San Diego offers financial planning tools to help you become debt free. As part of your financial planning tool, CCCS of San Diego suggests that you have some kind of long-term savings. Financial experts agree, as part of their financial planning tool, consumers should aim to have three to six months living expenses saved for emergencies. If you are having trouble establishing a nest-egg, don't despair. Follow simple ways to boost your savings such as the following:
  • Financial Planning Tool: Step 1- Take advantage of available resources. Participate in your company's retirement plan, particularly if they have a “matching funds” program. Not participating in this type of program is literally leaving money on the table and passing up significant tax advantages. If a company program is not available to you, consider establishing an Independent Retirement Account (IRA).


  • Financial Planning Tool: Step 2- Pay down debt. If you are making monthly payments to your creditors, make a pledge to pay down your debt. Paying off debt would allow you to reallocate your debt payments to a savings account.


  • Financial Planning Tool: Step 3- Balance your budget. Try this experiment. For the next 30 days, keep an accurate record of how much money you spend. Carry a pen/pencil and piece of paper with you at all times. Every time you spend money, make a note of it. At the end of every day, note on a ledger pad at home where you spent money that day. After 30 days, you should have a better grasp of your budget, your spending habits and your total financial picture.
These and many more financial planning tools are available to you from CCCS of San Diego. Contact us now to get started on your financial planning tool.		  
 
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CCCS, A Division of Money Management International
Regional Headquarters - 2650 Camino del Rio North, Suite 209, San Diego California
Corporate Address - 9009 West Loop South, Seventh Floor, Houston, TX 77096
It’s time you discovered financial freedom through Consumer Credit Counseling Services. Call 1-866-889-9347 or start counseling online today.